Posts tagged three
The Right Time For Your Child To See An Orthodontist

Most people think that the best time to have their child see an Orthodontist is during the pre-teen and teenage years. However, there are good reasons to have your child get an orthodontic evaluation a lot sooner.

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Risewell: A Fluoride-Free Solution To Oral Care

I love finding products that I feel comfortable recommending to my patients and that I can get behind! Recently, quite a number of my patients have been inquiring about natural dental products that are free of fluoride and some of the other popular (and sometimes toxic) ingredients that we have come to expect to be in our products.

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Steps To Improve Diversity & Inclusion in The Workplace

Diversity & Inclusion has been a hot topic lately. While many companies are slowly adapting and adopting this idea, there are others that are confused as to what exactly this means. The common misconception is that this idea came about as a way to fill some kind of quota - nothing could be further from the truth. This article aims to outline exactly what Diversity & Inclusion means, the effects it has on your business and the steps you and your company can take to get on board and become a more diverse and inclusive workplace.

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Jamaica: Dental Helping Hands

The DHH team was in Jamaica recently where over 500 patients received essential and life changing dental care.

The purpose of the Dental Helping Hands (DHH) Non-Profit Organization (NPO) is to provide dental services to people who do not have access to dental care, who cannot afford it and who would otherwise not be able to receive treatment. The founders of the organization have a solid mission of giving back to people of our respective communities and countries.

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Reasons You Need To Visit Lake Como, Italy

Lake Como is one of the most beautiful places in Italy and one of the dreamiest destinations to travel to. This summer I happened to have my wedding there and it was hands down one of the most beautiful places I’ve been. Shaped like an inverted “Y, “ surrounded by mountains and dotted with charming waterfront villas and open air restaurants - Lake Como is the most picturesque travel destinations.

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Can You Refinance Student Loans After Consolidation?

Consolidation and refinancing can both be viable options when trying to simplify student loan repayment or lower monthly payments. Combining student loan balances under one roof, either through consolidation or refinancing, has the potential to lower a borrower’s interest rate (in the case of refinancing), extend the repayment term, or both, which can reduce the monthly payment to a more affordable level.

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Dental Helping Hands: Who We Are

Dental Helping Hands is a non-profit organization that provides dental health services to underserved communities in developing countries. It all started when three classmates of Howard University College of Dentistry decided they wanted to give back. The group consists of an Oral Surgeon, an Orthodontist and a General Dentist with the heart to share their talents with the world. T

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How I Saved Over $4000 by switching Cell Phone Carriers

I did a complete financial overhaul about a year ago and discovered over $6000 of wasted money. A big chunk of that was in cell phones bills! This was a major money leak. Money leaks are those small expenses that you forget about soon after spending the money. They can wreak havoc on your budget.

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Plugging Money Leaks

One of the most challenging parts of getting a grip on your finances is finding money “leaks” and plugging them. I speak a lot on saving/investing for retirement and tackling student loans. However, I must address the topic of unknowingly wasting money aka money leaks. The faster we figure out where all our money is going the better we will be able to plan and have more money to put towards saving, investing, paying off debt, etc.

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Asset Protection For Young Professionals

Asset protection is a hot topic among young professionals. Let’s face it, we spent years in school and sacrificed a lot to get to this point so it’s only right to search for ways to protect what we’ve earned. Asset protection is a term used to describe the way we go about protecting our finances from those who see us as a target. These may be creditors, individuals looking to sue, etc. Everyone needs to give thought to this but there are some groups, namely physicians and dentists that are more vulnerable to legal action.

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Harmful Effects of DIY Braces

Do-It-Yourself (DIY) braces and at-home teeth straightening kits have become a trend popping up all over the internet, promising dentist-quality results at a fraction of the price. While I understand how attractive these may look and sound, unfortunately, things that sound too good to be true often are. As an orthodontist I have seen some pretty damaging effects of DIY braces and wanted to share a few facts about this dangerous trend.

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Why You Should Consider Ditching Your Whole Life Policy

I remember sitting through many lunch and learns back in dental school and residency where we were constantly told that we needed to get life Insurance. After the differences between Whole and Term Life Insurances were discussed, many of the insurance agents(Reps) would emphasize the need for Whole Life versus Term Life Insurance, especially for us soon-to-be dentists. They advertised Whole Life Insurance as the best plan to “offer great returns”, “protect our assets,” while providing a substantial death benefit.

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Tackling Student Loan Debt

Almost all young dentists face confusing (and often conflicting) choices after graduation because of the significant amount of student loan debt they have from dental school. The average dental school graduate has more than $247,000 in student debt. That figure has risen nearly 40% since 2010.

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Live Your Life on Purpose

To live a life of purpose means to live your life with Intention. To say you’re living with intention means that there is meaning and purpose behind all your actions. When you are living with intention life doesn’t just happen to you, you are not merely existing, everyday is not “just another day.”

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How Student Loan Consolidation Positively Impacted My Credit Score

Many of us have student loan debt, and if you’re a dentist or physician your student loan amount may be pretty significant. Figuring out how exactly to go about tackling them can be quite daunting; from knowing the different repayment options and which is best for you, to knowing whether to consolidate or refinance or even making the decision to take your time paying or pay down aggressively.

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