I remember sitting through many lunch and learns back in dental school and residency where we were constantly told that we needed to get life Insurance. After the differences between Whole and Term Life Insurances were discussed, many of the insurance agents(Reps) would emphasize the need for Whole Life versus Term Life Insurance, especially for us soon-to-be dentists. They advertised Whole Life Insurance as the best plan to “offer great returns”, “protect our assets,” while providing a substantial death benefit.

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