Financial independence is a dream that many people share, especially in the United States. The ability to live comfortably and support oneself without worrying about the next paycheck is a goal that most people aspire to achieve. However, there are many factors that can affect a person's ability to attain financial independence. In this blog post, we will discuss some of these factors, including student loan debt, the cost of owning and running a dental practice, and the cost of having children and touch a bit on the Financial Independence Retire Early (FIRE)movement as it relates to all this.

Professional FinancialDr. Patrice SmithApril 19, 2023eleven, financial independence, retirementComment

How I Made Over $12K In March 2023 With My Blog

At the top of the year I wrote an article in which I outlined my blogging income and mentioned that one of my goals for 2023 was to seriously monetize and increase the income from my blog. If you’ve been with me for a while you know what happens when your girl has a goal.

Lifestyle & Travel, Professional FinancialDr. Patrice SmithApril 12, 2023eleven, bloggi, side hustle, financial developmentComment

9 Ways To Make Extra Income Online

More and more, people are finding different ways to either increase or supplement their income especially with current financial uncertainties. With a lot of people securing jobs that are either remote or location independent, there is now a level of flexibility that has made it easier to leverage your wifi connection to make some extra money. Whether you're looking to supplement your income or start a new career, there are a variety of ways to make money online.

Professional Financial, Lifestyle & TravelDr. Patrice SmithMarch 29, 2023side hustle, financial development, elevenComment

Exploring the Future of Digital Money: Trends, Technologies, and the Role of Financial Development

Digital money is revolutionizing the way we use and think about our finances. As a result, the use of this innovative currency is growing at an unprecedented rate. A recent report by the World Bank estimated that there are currently around 1.7 billion unbanked adults worldwide. Digital money could change this by providing them with access to financial services, reducing the costs of financial transactions, increasing efficiency, and enhancing security.

Professional FinancialDr. Patrice SmithMarch 15, 2023financial development, cryptocurrency, crypto, elevenComment

Financial Foundation: Get Good With Money

In my book club so far this year we’ve read two books on money and they were very different. The first one, Die With Zero tells us to spend our money, throw caution to the wind and live! while the second book, The Psychology of Money tells us a different story - that one should prepare for life’s lemons, save, invest then save some more as life will inevitably through us curveballs. Both books offered great insight and are the inspiration behind this blog post.

Professional FinancialDr. Patrice SmithFebruary 27, 2023saving, investing, money, Money Management, money basics, elevenComment

7 Things I Learned From Creating a 7-Figure Business

When I first started out in business, I had no idea what I was getting myself into. After years of hard work and dedication, I am proud to say that in 2022 I have achieved 7-figure success. It was quite possibly one of the most challenging yet rewarding goals I have accomplished yet. I spent the last week in 2022 completely spent and exhausted with much time to reflect. From this journey, I have learned a great deal about what it takes to be a successful entrepreneur and millionaire.

Side Hustle: 5 Ways to Increase Your Skillset with Skillshare

you are looking to increase your skillset and make some extra money on the side then I am going to recommend to you Skillshare. Skillshare is a great platform for both learning new skills and teaching them to others. With a membership, you can access thousands of courses, tutorials, and workshops to enhance your existing knowledge, while also having the opportunity to become an instructor and start earning money.

Step by Step Guide on How To Set Up an LLC

So you’ve decided to take that next big step and start a business or side hustle. You have your idea, business plan and everything else in place but now need to make your business legitimate. Many small business owners decide to set up an LLC for the liability protection it provides. An LLC, or limited liability company, exists separately from its owners , and the owners are, therefore not personally responsible for business debts.

Professional FinancialDr. Patrice SmithFebruary 1, 2023business, dental start up, side hustle, elevenComment

How I Make Close to $25,000 from Blogging

In 2022 I made roughly $25,000 from my blog. Blogging has been a long time hobby of mine. I have been blogging since around 2008 and each of my blogs have always served as sort of a diary of my experiences, lessons learned and things picked up along the way. One great thing that has always come from it, is the help that it offers to people who read it. The next best thing is that it is lucrative

Lifestyle & Travel, Professional FinancialDr. Patrice SmithJanuary 31, 2023side hustle, Side Hustle Ideas, blogging, elevenComment

23 Goals for 2023

Time and time again, research shows that you are more likely to achieve your goals when you write them down. In that same breath, it is important then when you’re thinking about setting goals, you set yourself up for success. That means having a method of planning that allows you to track your progress in the right way, stay motivated, and encourages you to be both consistent and disciplined.

Professional Financial, Motherhood, Lifestyle & TravelDr. Patrice SmithJanuary 24, 2023goal setting, goal planner, new year goals, elevenComment

Retirement Planning for Young Professionals in 2023

If you’ve been a reader here for a while you know that financial development is one of my favorite topics, especially when it comes to retirement planning. It is never too early (or late) to start saving towards your retirement! The past several years have made saving and investing a bit challenging but if I had any advice for a place to park what little money you may have left over for investing, it would be in a retirement account.

Books I Read in 2022

This year I managed to read 26 books, 12 of which I read together with my book club. I must admit that my time is very different now being a mom and business/practice owner, and while I would have preferred to read all 26 physical books, quite a bit of them were the audio version (thanks audible!) Nevertheless I got it done, still reaped the benefits and developed a newfound love for audiobooks. They are the truth! You can still carry on with your day, do several things and still “read,” it’s amazing. Here’s a round-up of the 26 books I read in 2022 and if one of your goals for 2023 is to read more books, join my book club.

Everything You Need To Know About Web3

Web3 is the next era of the internet, where users are in control of their data and applications. Many businesses and tech experts have been predicting its rise for years, and it is finally starting to become a reality! If you want to learn more about Web3, check out our guide to everything you need to know.

Professional FinancialDr. Patrice SmithDecember 14, 2022professional development, personal development, eleven, cryptocurrency, cryptoComment

6 Trends That Will Affect The Future Of Advertising

The advertising sector constantly evolves along with time passing, especially with the emergence of new technologies and innovative trends. These inventions transformed how marketers operate, from creating content to fulfilling their responsibilities. For instance, the internet and social media have become the most effective platform for businesses to advertise their products and interact with customers today.

How To Smash Your Goals in 2023

The last several years taught us a lot about uncertainty, to the point where now we probably have gotten used to plans changing on a whim or at least a bit more comfortable with variability. Nevertheless, the beginning of a new year is a hopeful time. It is often a time where we daydream and envision our ideal future and motivate ourselves to turn our vision of this future into reality by reaching and smashing our goals.

A Guide To Setting SMART Goals

The value of setting goals in life cannot be overstated. We need to feel like we’re working toward a goal to ultimately feel fulfilled and joyful in life. But are all goals created equal? Not necessarily. The outcomes you want ultimately point to the quality of the objectives you’re setting for yourself – and if you’re not using SMART goals, you could be holding yourself back

Lifestyle & Travel, Professional FinancialDr. Patrice SmithOctober 26, 2022goal setting, Set Goals, goal planner, smart goals, tenComment

How To Set Short-Term Financial Goals for Yourself

Your lifestyle and risk tolerance with money is different from everyone else’s. How you approach your finances is entirely unique. Regardless of how you spend and save money, it’s helpful to establish short-term financial goals if you want to achieve financial security.

Establishing Your Own Practice: My Interview with Canvas Rebel Magazine

Recently I had the opportunity to sit with Canvas Rebel Magazine for an interview as part of their “Establishing Your Own Firm or Practice series.” This series is meant to highlight business owners and there journey of opening their practices, to speak on the inspiration behind it, the wins, woes and everything in-between.

Professional FinancialDr. Patrice SmithOctober 5, 2022practice ownership, entrepeneurship, tenComment

7 Strategies To Pay Off Student Loans

Tackling your student loans may seem like a mammoth task. Coupled with the feeling of shame many of us feel around our debt, it’s easy to feel hopeless. But that doesn’t mean nothing can be done! Here are a few strategies you can do to pay off your student loans. Go ahead, test out a few of these strategies, and pick one that works best for you. You can also modify these strategies to make a customized plan that you can stick to.

Professional FinancialDr. Patrice SmithSeptember 27, 2022student loans, student debt, personal development, professional development, tenComment

Step-by-Step Guide on How To Start a Blog in 2023

If you’ve thought about how to start a blog but not quite sure how, you’ve come to the right place. As a blogger myself, I can tell you it’s a rewarding way to hone your writing skills, explore new ideas, build an online presence and a community that revolves around your passions and expertise. You’ll get the chance to inspire, educate, and entertain your readers - and as your blog grows, you can even start making money and turn it into a full-time job, if that’s what you desire. In this step-by-step guide, you’ll find all the guidance and tools you’ll need to start a blog.