Going into real estate can be an exciting investment strategy, one that is both satisfying and lucrative. However, it’s not all rose petals and fairy dust. Every investment comes with risk but its how you manage and mitigate those risks that makes the difference. If you are seriously considering diving into real estate investing here are a few things to take into account.
Read MoreWhether you’re a first-time investor or have been investing for many years, there are some basic questions you should always ask before you commit your hard earned money to an investment.
Read MoreInvesting can be a confusing topic but a vehicle that can change your financial future for the better. You don’t need a lot of money to start investing. In some cases, you only need a few dollars to get started. Of course, you may have a goal of increasing your investments over time but don’t let limited resources stop you from building your long-term wealth.
Read MoreI had the wonderful opportunity to meet with Adia Louden of Dialosophy and answer some questions on oral health, oral health disparities , and to go over some Orthodontic basic. Enjoy our Q & A session.
Read MoreIf you have a retirement account such as a 401K, 403B, Roth or Traditional IRA, Congratulations! You’re already an investor. A lot of people don’t consider their retirement savings as investing. Saving for retirement is important and should (arguably) be your first investing priority.
Read MoreInvesting can be a confusing topic. When we talk about investing we immediately think of the stock market and things like stocks, bonds, index, mutual funds and ETFs start to come up. However, there’s only one investment that always pays off.
Read MoreThe key to successfully starting a dental practice is to plan for it. That means saving up, optimizing your credit score, and making yourself attractive to lenders so that when it comes time to take out a dental practice loan you will easily be approved.
Read MoreOne of the most common questions among dentists who want to start their own practice is whether to buy or lease a commercial property. Through in-depth analysis, it was concluded that buying commercial property is the better option if you plan on staying in the same location for 7 or more years.
Read MoreIt is never too early to start saving towards retirement. A main focus for many of us this year will be our money management and long term goals i.e retirement planning. It is very important o have some knowledge of compounding interest to fully understand the benefits of starting early. In this post I will cover some basics of retirement planning and hopefully compel every young professional to start saving towards retirement (if you haven’t already).
Read MoreThere are many factors involved in opening your own dental office which can be both confusing and overwhelming. Knowing the correct steps to take can help you save a lot of time and money and keep you on track to starting your dream dental practice.
Read MoreAs we optimistically set out to achieve great things at the beginning of the year, we must break our goals down into small manageable, attainable and realistic ones. Setting new year resolutions has been a long time tradition but did you know that statistics show that only about 10% of people actually stick to their new year resolutions past the month of January?
Read MoreThe ever increasing cost of living and educational tuition has given rise to hefty student loan debt for many new graduates. It is evident that we must become more financially aware and create more avenues to improve our financial stability. One term that has gained a lot of notoriety lately is the “side hustle”. Everyone seems to have one or are trying to figure out a way to get one.
Read MoreEvery year in our offices there seems to be this age old debate on holiday hours. Practice owners can get tunnel vision where we end up focusing on dollars and cents and “bottom lines.” We get a little hung up on how much we think we will be “losing” if we close the office on certain days. While office closure can affect our bottom line, with proper planning we can figure out ways to work around that issue and make it so the bottom line isn’t affected at all.
Read MoreMost people think that the best time to have their child see an Orthodontist is during the pre-teen and teenage years. However, there are good reasons to have your child get an orthodontic evaluation a lot sooner.
Read MoreI love finding products that I feel comfortable recommending to my patients and that I can get behind! Recently, quite a number of my patients have been inquiring about natural dental products that are free of fluoride and some of the other popular (and sometimes toxic) ingredients that we have come to expect to be in our products.
Read MoreDiversity & Inclusion has been a hot topic lately. While many companies are slowly adapting and adopting this idea, there are others that are confused as to what exactly this means. The common misconception is that this idea came about as a way to fill some kind of quota - nothing could be further from the truth. This article aims to outline exactly what Diversity & Inclusion means, the effects it has on your business and the steps you and your company can take to get on board and become a more diverse and inclusive workplace.
Read MoreA truly great boss is hard to find, difficulty to leave, and impossible to forget. You’ve heard it before - people don’t leave jobs or their companies, they leave their bosses. This holds true as I think about the bosses I’ve had and as I reflect on the type of boss that I aspire to be.
Read MoreConsolidation and refinancing can both be viable options when trying to simplify student loan repayment or lower monthly payments. Combining student loan balances under one roof, either through consolidation or refinancing, has the potential to lower a borrower’s interest rate (in the case of refinancing), extend the repayment term, or both, which can reduce the monthly payment to a more affordable level.
Read MoreI did a complete financial overhaul about a year ago and discovered over $6000 of wasted money. A big chunk of that was in cell phones bills! This was a major money leak. Money leaks are those small expenses that you forget about soon after spending the money. They can wreak havoc on your budget.
Read MoreOne of the most challenging parts of getting a grip on your finances is finding money “leaks” and plugging them. I speak a lot on saving/investing for retirement and tackling student loans. However, I must address the topic of unknowingly wasting money aka money leaks. The faster we figure out where all our money is going the better we will be able to plan and have more money to put towards saving, investing, paying off debt, etc.
Read More
