Posts in Professional Financial
How To Start Investing in The Stock Market

Investing can be a confusing topic but a vehicle that can change your financial future for the better. You don’t need a lot of money to start investing. In some cases, you only need a few dollars to get started. Of course, you may have a goal of increasing your investments over time but don’t let limited resources stop you from building your long-term wealth.

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My Interview on Oral Health Disparities & Orthodontic Basics with Dialosophy

I had the wonderful opportunity to meet with Adia Louden of Dialosophy and answer some questions on oral health, oral health disparities , and to go over some Orthodontic basic. Enjoy our Q & A session.

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Setting Up Your First Investment Account

If you have a retirement account such as a 401K, 403B, Roth or Traditional IRA, Congratulations! You’re already an investor. A lot of people don’t consider their retirement savings as investing. Saving for retirement is important and should (arguably) be your first investing priority.

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How Dentists Can Start Their Own Practice While Repaying Student Loans

The key to successfully starting a dental practice is to plan for it. That means saving up, optimizing your credit score, and making yourself attractive to lenders so that when it comes time to take out a dental practice loan you will easily be approved.

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Should You Lease or Buy a Space For Your Start-Up Dental Practice

One of the most common questions among dentists who want to start their own practice is whether to buy or lease a commercial property. Through in-depth analysis, it was concluded that buying commercial property is the better option if you plan on staying in the same location for 7 or more years.

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Retirement Planning for Young Professionals in 2020

It is never too early to start saving towards retirement. A main focus for many of us this year will be our money management and long term goals i.e retirement planning. It is very important o have some knowledge of compounding interest to fully understand the benefits of starting early. In this post I will cover some basics of retirement planning and hopefully compel every young professional to start saving towards retirement (if you haven’t already).

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Steps To Opening Your New Dental Practice

There are many factors involved in opening your own dental office which can be both confusing and overwhelming. Knowing the correct steps to take can help you save a lot of time and money and keep you on track to starting your dream dental practice.

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How To Smash Your Goals in 2020

As we optimistically set out to achieve great things at the beginning of the year, we must break our goals down into small manageable, attainable and realistic ones. Setting new year resolutions has been a long time tradition but did you know that statistics show that only about 10% of people actually stick to their new year resolutions past the month of January?

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10 Side Hustle Ideas for Young Professionals

The ever increasing cost of living and educational tuition has given rise to hefty student loan debt for many new graduates. It is evident that we must become more financially aware and create more avenues to improve our financial stability. One term that has gained a lot of notoriety lately is the “side hustle”. Everyone seems to have one or are trying to figure out a way to get one.

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Structuring Office Hours Around The Holidays

Every year in our offices there seems to be this age old debate on holiday hours. Practice owners can get tunnel vision where we end up focusing on dollars and cents and “bottom lines.” We get a little hung up on how much we think we will be “losing” if we close the office on certain days. While office closure can affect our bottom line, with proper planning we can figure out ways to work around that issue and make it so the bottom line isn’t affected at all.

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The Right Time For Your Child To See An Orthodontist

Most people think that the best time to have their child see an Orthodontist is during the pre-teen and teenage years. However, there are good reasons to have your child get an orthodontic evaluation a lot sooner.

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Risewell: A Fluoride-Free Solution To Oral Care

I love finding products that I feel comfortable recommending to my patients and that I can get behind! Recently, quite a number of my patients have been inquiring about natural dental products that are free of fluoride and some of the other popular (and sometimes toxic) ingredients that we have come to expect to be in our products.

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Steps To Improve Diversity & Inclusion in The Workplace

Diversity & Inclusion has been a hot topic lately. While many companies are slowly adapting and adopting this idea, there are others that are confused as to what exactly this means. The common misconception is that this idea came about as a way to fill some kind of quota - nothing could be further from the truth. This article aims to outline exactly what Diversity & Inclusion means, the effects it has on your business and the steps you and your company can take to get on board and become a more diverse and inclusive workplace.

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Can You Refinance Student Loans After Consolidation?

Consolidation and refinancing can both be viable options when trying to simplify student loan repayment or lower monthly payments. Combining student loan balances under one roof, either through consolidation or refinancing, has the potential to lower a borrower’s interest rate (in the case of refinancing), extend the repayment term, or both, which can reduce the monthly payment to a more affordable level.

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How I Saved Over $4000 by switching Cell Phone Carriers

I did a complete financial overhaul about a year ago and discovered over $6000 of wasted money. A big chunk of that was in cell phones bills! This was a major money leak. Money leaks are those small expenses that you forget about soon after spending the money. They can wreak havoc on your budget.

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Plugging Money Leaks

One of the most challenging parts of getting a grip on your finances is finding money “leaks” and plugging them. I speak a lot on saving/investing for retirement and tackling student loans. However, I must address the topic of unknowingly wasting money aka money leaks. The faster we figure out where all our money is going the better we will be able to plan and have more money to put towards saving, investing, paying off debt, etc.

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Asset Protection For Young Professionals

Asset protection is a hot topic among young professionals. Let’s face it, we spent years in school and sacrificed a lot to get to this point so it’s only right to search for ways to protect what we’ve earned. Asset protection is a term used to describe the way we go about protecting our finances from those who see us as a target. These may be creditors, individuals looking to sue, etc. Everyone needs to give thought to this but there are some groups, namely physicians and dentists that are more vulnerable to legal action.

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